How to Refund Car Insurance in Saudi Arabia?

The unified document for compulsory vehicle insurance stipulates the possibility of refund car insurance in Saudi Arabia in some cases for the period during which the car was used by the insured.

How to Refund Car Insurance in Saudi Arabia

You can follow the simple steps below to refund car insurance in Saudi Arabia through Insurance company website:

• Go to the insurance company’s website.
• Search for the insurance cancellation service, insurance refund service, or claim submission service.
• Fill out the application with the required information.
• Attach the documents that the insurance company may request.
• Provide the company with the customer’s bank account number.
• Wait until approval is obtained and the amount is transferred to the bank account.

See More: Car Insurance Companies | Claim Insurance for Car Accident | Car Insurance Price | Check Car Insurance

How to Refund Car Insurance in Saudi Arabia from Tawuniya

You can follow the simple steps below to refund car insurance in Saudi Arabia through Tawuniya website: ^[1]

• Go to electronic services page for individuals “from here“.
• Input username.
• Input password.
• Click on “Log in to my account“.

• Select the car insurance for which you want to get a refund.
• Click on “Cancel“.
• Input the required data.
• Upload the required documents.
• Submit the application and wait for the company’s response.

How to Refund Car Insurance in Saudi Arabia from Al Rajhi Takaful

You can follow the simple steps below to refund car insurance in Saudi Arabia through Al Rajhi Takaful website:

• Go to electronic services of Al Rajhi Takaful “from here“.
• Click on “Policy Cancellation“.
• Click on “Go to service“.

• Input ID number or residence number.
• Click on “Check Policies“.

• Receive a message containing the verification code.
• Input the verification code and complete the login process.
• Click on “Cancel” next to the required insurance document.
• Input IBAN number of the bank account.
• Upload the required documents.
• Send the documents.
• Receive a text message confirming receipt of the request.
• Transfer the refund amount to the bank account.

Documents Required to Refund Car Insurance in Saudi Arabia

Below you can find out the documents required to refund car insurance in Saudi Arabia:

• Vehicle insurance certificate and card.
• A copy of the vehicle license cancellation in the event of a total loss.
• Another insurance document for the vehicle if other coverage is available.
• A copy of the sales contract stamped by the showroom if the cancellation is due to transfer of vehicle ownership.
• A copy of the national ID.

Cases of Refund Car Insurance in Saudi Arabia

Below you can find out Cases of refund car insurance in Saudi Arabia:

• Vehicle registration cancellation for any reason.
• Transfer of vehicle ownership to another person.
• Purchase a new insurance policy that covers the remaining period of the previous insurance policy.

Calculating car insurance refund amount in Saudi Arabia

You can follow the simple steps below to calculating car insurance refund amount in Saudi Arabia:

• 365 days (number of days in the year) – number of days the insurance was used (for example, the number of days was 30 days) = 335 days.
• Number of days the car was not used (335 days as an example) / 365 days (number of days in the year) = 0.917
• 0.917 * car insurance price = the amount to be refunded from the insurance company.

Conclusion

Refunding the insurance amount for the remaining period is a legal right imposed by the unified document for compulsory vehicle insurance, so the customer can submit a request to recover this amount if one of the refund conditions is met.